https://data.pengana.com/wp-json/pen/performance?fund_code=PENGSH&date=30/04/2026&aggregation_code=Class%20B
CLOSE
BACK

OUR FUNDS

CLOSE

Harding Loevner International Fund

An International Fund targeting superior risk-adjusted returns through investing in high-quality and durable growing companies at reasonable prices.

April 2026 - Monthly REPORT

April Report

SUMMARY

  • The Fund rose 3.6% in April, underperforming the MSCI All Country World Total Return Index (net, AUD), which gained 5.0%, as global equities staged their strongest monthly advance since November 2020 on hopes for US-Iran peace talks and an Israel-Lebanon ceasefire.
  • Technology and Communication Services led the rally, with continued enthusiasm for AI a defining feature of the month. Emerging Markets stood out with a near-15% gain, lifted by AI supply-chain names in Asia, while Energy gave back some of its earlier gains and Health Care was flat.
  • Tradeweb and Netflix were the largest detractors, partly offset by Infineon Technologies. The Fund initiated a position in Apple, having exited the stock in February 2025.

PORTFOLIO

Top Holdings (alphabetically)

Alphabet Inc. Class A
United States
Communication Services
Alphabet Inc. operates as a holding company. The Company, through its subsidiaries, provides web-based search, advertisements, maps, software applications, mobile operating systems, consumer content, enterprise solutions, commerce, and hardware products.
Amazon.com, Inc.
United States
Consumer Discretionary
Amazon.com, Inc. is an online retailer that offers a wide range of products. The Company products include books, music, computers, electronics and numerous other products. Amazon offers personalized shopping services, Web-based credit card payment, and direct shipping to customers. Amazon also operates a cloud platform offering services globally.
ASML Holding NV
Netherlands
Information Technology
ASML Holding N.V. develops, produces, and markets semiconductor manufacturing equipment, specifically machines for the production of chips through lithography. The Company services clients worldwide.
Meta Platforms Inc Class A
United States
Communication Services
Meta Platforms, Inc. operates as a social technology company. The Company builds applications and technologies that help people connect, find communities, and grow businesses. Meta Platform is also involved in advertisements, augmented, and virtual reality.
Microsoft Corporation
United States
Information Technology
Microsoft Corporation develops, manufactures, licenses, sells, and supports software products. The Company offers operating system software, server application software, business and consumer applications software, software development tools, and Internet and intranet software. Microsoft also develops video game consoles and digital music entertainment devices.
Netflix, Inc.
United States
Communication Services
Netflix, Inc. engages in providing entertainment services. It also offers activities for leisure time, entertainment video, video gaming, and other sources of entertainment. It operates through the United States and International geographic segments. The company was founded by Marc Randolph and Wilmot Reed Hastings on August 29, 1997 and is headquartered in Los Gatos, CA.
NVIDIA Corporation
United States
Information Technology
NVIDIA Corporation designs, develops, and markets three dimensional (3D) graphics processors and related software. The Company offers products that provides interactive 3D graphics to the mainstream personal computer market.
Samsung Electronics Co Ltd Sponsored GDR Pfd
United Kingdom
Information Technology
Samsung Electronics Co., Ltd. engages in the manufacturing and selling of electronics and computer peripherals. The company operates through following business divisions: Device Experience (DX), Device Solutions (DS), Samsung Display (SDC), and Harman. The DX division offers televisions, monitors, refrigerators, washing machines, air conditioners, smartphones, network systems, and computers. The DS division deals with semiconductor components including DRAM, NAND Flash, and mobile APs. The SDC division provides OLED panels for smartphones. The Harman division consists of digital cockpits, car audio, and portable speakers. The company was founded on January 13, 1969 and is headquartered in Suwon-si, South Korea.
Schneider Electric SE
France
Industrials
Schneider Electric SE manufactures electrical power products. The Company offers car chargers, home security goods, light switches, access control, sensors, valves, circuit breakers, cables, accessories, signaling devices, fuse, motor starters, and voltage transformers. Schneider Electric serves customers worldwide.
Taiwan Semiconductor Manufacturing Co., Ltd.
Taiwan, China
Information Technology
Taiwan Semiconductor Manufacturing Co., Ltd. engages in the manufacture and sale of integrated circuits and wafer semiconductor devices. Its chips are used in personal computers and peripheral products, information applications, wired and wireless communications systems products, and automotive and industrial equipment including consumer electronics such as digital video compact disc player, digital television, game consoles, and digital cameras. The company was founded by Chung Mou Chang on February 21, 1987 and is headquartered in Hsinchu, Taiwan.

Sector Breakdown

Capitalisation Breakdown

Region Breakdown

PERFORMANCE

PERFORMANCE SINCE STRATEGY INCEPTION

NET PERFORMANCE FOR PERIODS ENDING 30 Apr 20266

Pengana Harding Loevner International Fund Class B

The Class was established in 1 July 2015. From June 2021 Harding Loevner was appointed as the investment manager for the Fund.

1M 1Y 2Y 3Y
Since
Harding Loevner
Appointed June 20211
5Y
Since Fund
Inception
July 20152
Since Strategy
Inception
November 19893
Fund (APIR PCL0026AU)1,2

Managed by Harding Loevner from June 2021
3.6% 3.0% 7.7% 11.2% 5.2% 5.7% 8.9%
Current Strategy (Partial Simulation)4

Harding Loevner Global Equity Strategy
5.1% 10.1% 9.2%
Index5 5.0% 16.6% 15.0% 16.5% 12.2% 12.3% 11.6% 7.8%

Swipe horizontally to see all columns

PERFORMANCE SINCE STRATEGY INCEPTION

NET PERFORMANCE SINCE INCEPTION7

COMMENTARY

Market Review

Global equity markets rallied sharply in April as the prospect of US-Iran peace talks and an extended Israel-Lebanon ceasefire prompted a broad recovery in risk appetite. Sentiment improved despite continued disruption to shipping through the Strait of Hormuz, with the rebound the strongest since November 2020.

A renewed wave of AI enthusiasm drove much of the move. Technology and Communication Services led, with strong earnings from large platform names and accelerating data centre demand reinforcing the rally. Energy gave back ground as the sector corrected from its March surge, while Health Care lagged the broader rebound as investors rotated towards growth and cyclical names.

Among regions, Emerging Markets was the standout, gaining almost 15% as the AI rally extended through the semiconductor and hardware supply chains of South Korea and Taiwan. US equities also advanced strongly, driven higher by growth and technology names, though inflation pressures intensified as higher energy costs filtered into industry surveys and nationwide gasoline prices reached their highest levels since 2022. Europe’s recovery was more uneven, given the region’s heavier reliance on commodity imports, with business surveys and consumer confidence deteriorating further.

Portfolio Commentary

The Fund rose 3.6% in April, trailing the benchmark’s 5.0% gain. Stock selection in Communication Services and Financials weighed on relative returns, partly offset by the Fund’s below-benchmark weight in Energy, which corrected after its strong March performance, and the absence of any Materials holdings.

Infineon Technologies, the German manufacturer of power-management semiconductors, was the leading contributor. The company raised prices in response to higher raw material and infrastructure costs, against a backdrop of continued strong AI-driven demand. For the team, the pricing decision underscored Infineon’s structural advantage in power semiconductors at a moment when AI infrastructure build-out is putting a premium on suppliers that can pass through input cost pressures rather than absorb them.

Tradeweb, the US-based electronic trading platform for fixed income and derivatives, was among the largest detractors. Shares fell after the April 8 ceasefire as the market priced in a lower volatility regime, with the expectation that lighter trading activity would translate into softer revenue for the platform. The team continues to see the longer-run case as intact, supported by Tradeweb’s dominant share in electronic fixed income trading and the ongoing shift away from voice execution.

In Communication Services, Netflix slipped after second-quarter growth guidance came in slightly below expectations. Pricing power, content depth, and the early traction of the ad-supported tier remain the central pillars of the long-term thesis.

The Fund’s most notable activity was the repurchase of Apple, a position exited in February 2025 when growth had appeared to stall. Renewed conviction rests on the resilience of Apple’s business across cycles and the economics of its ecosystem, which monetises iOS activity at unusually high returns. The company is also viewed as a structural beneficiary of generative AI without the capital intensity that has burdened the hyperscalers: new applications increasingly route through the App Store, and a refresh cycle in AI-enabled devices offers a further potential avenue of growth.

The team’s broader stance remains weighted towards businesses that can compound earnings across a range of market conditions, an emphasis that often matters more across a full cycle than within any single month.

PROFILE

Platform Availability

BT Panorama, Dash, Hub24, Macquarie Wrap - IDPS & Super, Netwealth - IDPS, Praemium - IDPS, SMA & Powerwrap

STATISTICAL DATA2

PORTFOLIO SUMMARY
VOLATILITY8
10.9%
NUMBER OF STOCKS
60
BETA9
0.9

FEATURES

  • APIR CODE PCL0026AU
  • REDEMPTION PRICEA$ 0.9751
  • FEES * Management Fee: 0.974%
    Performance Fee: Nil
  • Minimum initial investment $10,000
  • FUM AT MONTH END A$ 24.13m
  • STRATEGY INCEPTION DATE 1 December 1989
  • BenchmarkMSCI All Country World Total Return Index (net) in $A

Fund Managers

Jingyi Li

Portfolio Manager

Rick Schmidt

Portfolio Manager

Description

An International Fund targeting superior risk-adjusted returns through investing in high-quality and durable growing companies at reasonable prices.

The Pengana Harding Loevner International Fund invests in high-quality, growing companies identified through fundamental research with a long-term, global perspective.

Pengana has appointed Harding Loevner to managed the Fund.  Harding Loevner is a New Jersey-based global equity fund manager formed in 1989 with over US$86billion in Assets under Management.

Harding Loevner’ analysts search the world for companies that meet their high quality and durable growth criteria, conduct fundamental research, then value and rate their stocks to make them available to PMs for investment.

EXPLORE OUR FUNDS

Harding Loevner International Fund
Harding Loevner International Fund
Axiom International Fund
Axiom International Fund
Axiom International Fund (Hedged)
Axiom International Fund (Hedged)
Australian Equities Fund
Australian Equities Fund
High Conviction Property Securities Fund
High Conviction Property Securities Fund
Global Small Companies Fund
Global Small Companies Fund
WHEB Sustainable Impact Fund
WHEB Sustainable Impact Fund
Emerging Companies Fund
Emerging Companies Fund
High Conviction Equities Fund
High Conviction Equities Fund
Pengana International Equities Limited (ASX: PIA)
Pengana International Equities Limited (ASX: PIA)
Private Equity Trust (ASX: PE1)
Private Equity Trust (ASX: PE1)
Pengana Global Private Credit Trust (ASX:PCX)
Pengana Global Private Credit Trust (ASX:PCX)
Pengana Global Private Income Fund
Pengana Global Private Income Fund
Alpha Israel Fund
Alpha Israel Fund
Pengana Diversified Private Credit Fund
Pengana Diversified Private Credit Fund

1. Harding Loevner was appointed fund manager as of 10 May 2021. June 2021 represents the first full month of Harding Loevner managing the Fund.
2. Class B Inception date 1 July 2015. Figures shown are calculated from the continuous performance of both the current and previous strategies. For performance see row labelled Fund (APIR PCL0026AU) in the table above which is the continuous performance of both the current and previous (shaded) strategies.
3. Harding Loevner Global Equity Strategy inception 1 Dec 1989
4. Prior to June 2021, the Harding Loevner Global Equity Strategy performance (labelled ‘Current Strategy (Partial Simulation)’ and shown in the shaded area) includes the strategy performance simulated by Pengana from the monthly gross returns of the Harding Loevner Global Equity strategy. This simulation was done by: 1) the conversion of US-denominated gross returns to AUD, 2) applying the fee structure of Class B. From June 2021 the strategy performance is the performance of the Pengana Harding Loevner International Fund Class B.
5. MSCI All Country World Total Return Index in AUD.
6. Performance for periods greater than 12 months are annualised. Net performance figures are shown after all fees and expenses and assume reinvestment of distributions. No allowance has been made for buy/sell spreads. Please refer to the PDS for information regarding risks. Past performance is not a reliable indicator of future performance, the value of investments can go up and down.
7. The Harding Loevner Global Equity Strategy performance (shown in the shaded area in the chart, and in the performance table as row labeled ‘Harding Loevner Global Equity Strategy) has been simulated by Pengana from the monthly gross returns of the Harding Loevner Global Equity strategy. This simulation was done by: 1) the conversion of US-denominated gross returns to AUD, 2) applying the fee structure of the stated class. Strategy Inception 30 November 1989.
8. Annualised standard deviation since inception.
9. Relative to MSCI All Country World Total Return Index in AUD
* For further information regarding fees please see the PDS available on our website.