https://data.pengana.com/wp-json/pen/performance?fund_code=PENECF&date=31/03/2025&aggregation_code=Class%20A
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[topholdings] => ALQ/ALS Ltd./Australia/Industrials,BRG/Breville Group Limited/Australia/Consumer Discretionary,CAR/CAR Group Limited/Australia/Communication Services,CHC/Charter Hall Group/Australia/Real Estate,GDG/Generation Development Group Limited/Australia/Financials,HUB/HUB24 Limited/Australia/Financials,NWL/Netwealth Group Ltd./Australia/Financials,PFP/Propel Funeral Partners Ltd./Australia/Consumer Discretionary,SGH1/SGH Limited/Australia/Industrials,TNE/Technology One Limited/Australia/Information Technology,
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[0] => ALS Limited is a commercial services company with national and international operations. The Company's services include analytical and testing services, producing industrial and commercial chemical products, and hospitality, cleaning, and catering products.
[1] => Breville Group Ltd. engages in the design and development of small electrical kitchen appliances. It operates through the Global Product and Distribution segments. The Global Product segment sells products designed and developed by Breville that may be sold directly or through third parties and may be branded Breville, Sage or carry a third party brand. The Distribution segment markets products that are designed and developed by a third party which may be sold under a brand owned by the company, like Breville or Kambrook, or may be distributed under a third party brand, like Nespresso. The company was founded on January 11, 1932 and is headquartered in Sydney, Australia.
[2] => carsales.com Ltd owns and operates a portfolio of automotive and related industry websites, including an automotive classifieds website.
[3] => Charter Hall Group invests in and develops real estate. The Company manages real estate investment funds and develops commercial, residential, and industrial properties.
[4] => Generation Development Group Ltd. engages in the provision of development capital to financial sector businesses. It operates through the following segments: Benefits Funds Management and Funds Administration, Other Business, and Benefits Funds. The Benefits Funds Management and Funds Administration segment includes administration and management services to the benefits. The Other Business segment refers to the investment associates of the company. The Benefis Funds segment focuses on the operation of results and financial position of the benefits funds. The company was founded in 1991 by Martin Edward Ryan and is headquartered in Melbourne, Australia.
[5] => HUB24 Ltd. engages in the provision of investment and superannuation portfolio administration and licensee services. It operates through the following segments: Platform, Licensee Services, Information Technology Services, and Corporate. The Platform segment develops and provides investment and superannuation platform services to financial advisers, stockbrokers and accountants, and its clients. The Licensee Services segment includes the provision of compliance, software, education, and business support to financial advisers. The Information Technology Services segment refers to the application and technology products for the financial services sector. The company was founded on April 13, 2007 and is headquartered in Sydney, Australia.
[6] => Netwealth Group Ltd. operates as a financial services and technology company. It offers a range of innovative portfolio administration, superannuation, retirement, investment and managed accounts solutions to investors and intermediaries including Financial Intermediaries and private client. The company was founded by Michael Heine in 1999 and is headquartered in Melbourne, Australia.
[7] => Propel Funeral Partners Limited provides funeral services. The Company owns and operates funeral homes, cemeteries, crematoria, and related assets, as well as offers funeral, cremation, burial, and mortuary services. Propel Funeral Partners serves individuals and families in Australia and New Zealand.
[8] => SGH Ltd. is an investment company, which focuses on industrial services, media, and investments. It operates through the following business segments: WesTrac, Coates, Boral, Energy, Media Investments, and Other Investments. The WesTrac segment provides heavy equipment sales and support to customers. The Coates segment offers a range of general and specialist equipment to a variety of markets including engineering, building construction and maintenance, mining and resources, manufacturing, government, and events. The Boral segment is a construction materials group. The Media Investments segment relates to investments in listed and unlisted media organizations. The Other Investments segment covers other investments and incorporates listed investments and property. The company was founded in 1956 and is headquartered in Sydney, Australia.
[9] => Technology One Limited is an Australian-based company that is engaged in the development, marketing, sales, implementation, support, and distribution of financial management and enterprise software solutions. The Company has operations in New Zealand, the United Kingdom, the South Pacific, and Malaysia.
[10] =>
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COMMENTARY
March saw dramatic moves in global markets, with the US index down 5.8% and NASDAQ off 8.2%, dragging all major markets lower. Offsetting this was a 10.6% rise in gold prices and strong rises in copper, silver and other commodity prices. Uncertainty around tariffs from the new US administration raised fears of a recession in the US, which also saw bond prices rally on the expectation of lower interest rates. The Australian market fell 4.0% in March, somewhat cushioned by the mining sector, which benefitted from higher commodity prices (esp gold). The small cap index fell 3.6%; however, the mining component (which we do not invest in) rose 3.9% compared to a 6.7% drop in small industrial shares.
The volatility has worsened in early April and could continue as the picture evolves, however it is worth remembering that in 2023 and 2024 the US market rose 24% and 23%, hence a correction (albeit violent) is certainly not unexpected.
This volatility may be unsettling for some, however we remain steadfast in our investment discipline. The impact of tariffs on economic activity is far from certain, and the vast majority of our portfolio does not export products to the US and is relatively immune from economic cycles. That will not stop individual share prices from being swept up in the volatility, but it will insure the portfolio against a worsening economy. The volatility has already opened up opportunities to buy stocks we favour that had previously been overvalued, with our experience showing that often the best purchases are made in the midst of panic.
Our key positive contributors in March were:
The common threads in our best relative performers in March were defensive cash flows, non-cyclical earnings, a lack of international exposure, and modest valuations. EQT Holdings (+4.9%) is a financial services stock but is especially resilient given its low overall exposure to equities markets. IVE Group (+3.8%) is a relatively low growth, low volatility operation on modest valuations. Channel Infrastructure (+3.3%) and Aussie Broadband (+1.9%) equally display defensive earnings, while Praemium (+0.6%) had a modest bounce after falling 20% in February.
Our key negative contributors in March were:
ZIP Co (-34.6%), a small investment for us, was hit due to concerns over the potential for lower consumer activity and potentially higher credit risk in the US market. Pinnacle Investments (-21.8%), Netwealth (-14.5%), and HUB 24 (-11.8%) retraced sharply as their business models are linked to asset markets and hence typically underperform in sharp corrections. CAR Group (-14.3%) was hit perhaps in a combination of fear over the impact of lower consumer activity (which we believe it is largely insulated from) and a retracement globally in stocks with higher short-term valuations (the NASDAQ effect).